Phd, Inc. 401(k) Plan: Login, Facts & Contact Information

Phd, Inc. 401(k) Plan Facts

Plan name
PHD, INC. NON-UNION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
PHD, INC.
Participants
289 (209 active employees)
Former employees with a balance
44
Plan assets
$41,663,834 at Dec 31, 2024
Average account balance
$161,488 across 258 accounts
Employer contributions
$758,085 in plan year 2024 (31% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1978
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.49 million went into the plan in contributions, $758,085 of it from the employer (31%).
  • $4.72 million was paid out to participants.
  • Investment and other income added $5.08 million.
  • Administrative expenses were $62,397, about $242 per account.

How the Phd, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019300$39.4 million$730,993$3.30 million
2020285$41.6 million$418,282$4.46 million
2021263$45.2 million$528,908$4.02 million
2022272$36.5 million$747,732$4.41 million
2023279$38.9 million$762,596$5.99 million
2024289$41.7 million$758,085$4.72 million

Phd, Inc. 401(k) Contact Information

Phone
260-479-2236
Mailing address
9009 CLUBRIDGE DR., FORT WAYNE IN 46809
Plan sponsor
PHD, INC.
Employer identification number (EIN)
35-1000183
Plan number
001

Questions about the Phd, Inc. 401(k)

Does Phd, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $758,085, 31% of all contributions.

Does the Phd, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Phd, Inc 401(k) plan?

289 participants at the start of plan year 2024, 209 of them active employees, and 44 former employees who still had money in the plan.

What is the average 401(k) balance at Phd, Inc?

About $161,488 per account: $41.7 million in plan assets across 258 accounts with a balance at the end of plan year 2024.

Who manages the Phd, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Phd, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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