Phil Smith Management, Inc. 401(k) Plan: Login, Facts & Contact Information
Phil Smith Management, Inc. 401(k) Login
102 former Phil Smith Management, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Phil Smith Management, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $2.38 million went into the plan in contributions, $175,626 of it from the employer (7%).
- $1.90 million was paid out to participants.
- Investment and other income added $2.14 million.
- Administrative expenses were $65,774, about $175 per account.
How the Phil Smith Management, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 1,073 | $13.9 million | $168,276 | $2.58 million |
| 2020 | 1,070 | $16.2 million | $174,982 | $1.31 million |
| 2021 | 1,108 | $18.6 million | $247,895 | $2.03 million |
| 2022 | 1,123 | $15.5 million | $278,608 | $2.91 million |
| 2023 | 1,149 | $17.4 million | $253,240 | $2.67 million |
| 2024 | 999 | $20.0 million | $175,626 | $1.90 million |
Phil Smith Management, Inc. 401(k) Contact Information
Questions about the Phil Smith Management, Inc. 401(k)
Does Phil Smith Management, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $175,626, 7% of all contributions.
Does the Phil Smith Management, Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Phil Smith Management, Inc 401(k) plan?
999 participants at the start of plan year 2024, 894 of them active employees, and 102 former employees who still had money in the plan.
What is the average 401(k) balance at Phil Smith Management, Inc?
About $53,266 per account: $20.0 million in plan assets across 375 accounts with a balance at the end of plan year 2024.
Who manages the Phil Smith Management, Inc 401(k) accounts?
Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Phil Smith Management, Inc. How do I access my 401(k)?
Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.