Pinnacle West Capital Corporation 401(k) Plan: Login, Facts & Contact Information

Pinnacle West Capital Corporation 401(k) Plan Facts

Plan name
PINNACLE WEST CAPITAL CORPORATION SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing with a company-stock (ESOP) component
Plan sponsor
PINNACLE WEST CAPITAL CORPORATION
Participants
7,904 (6,358 active employees)
Former employees with a balance
1,608
Plan assets
$1,615,943,986 at Dec 31, 2024
Average account balance
$201,615 across 8,015 accounts
Employer contributions
$27,038,574 in plan year 2024 (23% of all contributions)
Recordkeeper
Fid Inv Inst Ops Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1987
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jun 16, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $117.1 million went into the plan in contributions, $27.0 million of it from the employer (23%).
  • $154.6 million was paid out to participants.
  • Investment and other income added $194.8 million.
  • Administrative expenses were $2.45 million, about $306 per account.

How the Pinnacle West Capital Corporation 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20197,802$1.34 billion$22.9 million$128.8 million
20207,772$1.49 billion$23.3 million$138.2 million
20217,627$1.58 billion$23.6 million$146.9 million
20227,594$1.29 billion$23.4 million$144.8 million
20237,695$1.47 billion$24.8 million$133.3 million
20247,904$1.62 billion$27.0 million$154.6 million

Pinnacle West Capital Corporation 401(k) Contact Information

Phone
602-250-3235
Mailing address
PO BOX 53999, PHOENIX AZ 850723999
Plan sponsor
PINNACLE WEST CAPITAL CORPORATION
Employer identification number (EIN)
86-0512431
Plan number
002

Questions about the Pinnacle West Capital Corporation 401(k)

Does Pinnacle West Capital Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $27.0 million, 23% of all contributions.

Does the Pinnacle West Capital Corporation 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Pinnacle West Capital Corporation 401(k) plan?

7,904 participants at the start of plan year 2024, 6,358 of them active employees, and 1,608 former employees who still had money in the plan.

What is the average 401(k) balance at Pinnacle West Capital Corporation?

About $201,615 per account: $1.62 billion in plan assets across 8,015 accounts with a balance at the end of plan year 2024.

Who manages the Pinnacle West Capital Corporation 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FID INV INST OPS CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Pinnacle West Capital Corporation. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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