Pioneer Telephone Cooperative, Inc. 401(k) Plan: Login, Facts & Contact Information

Pioneer Telephone Cooperative, Inc. 401(k) Plan Facts

Plan name
PIONEER TELEPHONE COOPERATIVE, INC. 401(K) PLAN
Plan type
401(k) and profit sharing
Plan sponsor
PIONEER TELEPHONE COOPERATIVE, INC.
Participants
590 (446 active employees)
Former employees with a balance
82
Plan assets
$169,682,801 at Dec 31, 2024
Average account balance
$304,091 across 558 accounts
Employer contributions
$4,483,132 in plan year 2024 (72% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1984
— Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 25, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.20 million went into the plan in contributions, $4.48 million of it from the employer (72%).
  • $9.42 million was paid out to participants.
  • Investment and other income added $18.9 million.
  • Administrative expenses were $143,200, about $257 per account.

How the Pioneer Telephone Cooperative, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019642$134.3 million$4.96 million$8.29 million
2020638$148.3 million$4.87 million$9.09 million
2021647$161.6 million$4.83 million$11.4 million
2022655$138.8 million$4.87 million$7.28 million
2023651$154.2 million$4.77 million$11.5 million
2024590$169.7 million$4.48 million$9.42 million

Pioneer Telephone Cooperative, Inc. 401(k) Contact Information

Phone
405-375-0283
Mailing address
108 EAST ROBBERTS AVENUE, KINGFISHER OK 73750
Plan sponsor
PIONEER TELEPHONE COOPERATIVE, INC.
Employer identification number (EIN)
73-0618715
Plan number
006

Questions about the Pioneer Telephone Cooperative, Inc. 401(k)

Does Pioneer Telephone Cooperative, Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $4.48 million in employer contributions for plan year 2024.

Does the Pioneer Telephone Cooperative, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Pioneer Telephone Cooperative, Inc 401(k) plan?

590 participants at the start of plan year 2024, 446 of them active employees, and 82 former employees who still had money in the plan.

What is the average 401(k) balance at Pioneer Telephone Cooperative, Inc?

About $304,091 per account: $169.7 million in plan assets across 558 accounts with a balance at the end of plan year 2024.

Who manages the Pioneer Telephone Cooperative, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Pioneer Telephone Cooperative, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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