Plaid Inc. 401(k) Plan: Login, Facts & Contact Information

Plaid Inc. 401(k) Plan Facts

Plan name
PLAID 401K PLAN
Plan type
401(k) and profit sharing
Plan sponsor
PLAID INC.
Participants
1,179 (855 active employees)
Former employees with a balance
429
Plan assets
$84,667,212 at Dec 31, 2024
Average account balance
$66,772 across 1,268 accounts
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Dec 8, 2015
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 17, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $19.4 million went into the plan in contributions.
  • $5.22 million was paid out to participants.
  • Investment and other income added $10.5 million.
  • Administrative expenses were $31,988, about $25 per account.

How the Plaid Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019200$10.3 million$0$349,805
2020484$19.7 million$0$630,870
2021602$34.0 million$0$3.49 million
20221,002$41.4 million—$3.05 million
20231,231$60.1 million$9,744$6.44 million
20241,179$84.7 million—$5.22 million

Plaid Inc. 401(k) Contact Information

Phone
415-799-1354
Mailing address
1098 HARRISON ST, SAN FRANCISCO CA 94103
Plan sponsor
PLAID INC.
Employer identification number (EIN)
46-0820571
Plan number
001

Questions about the Plaid Inc. 401(k)

Does Plaid Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500.

Does the Plaid Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Plaid Inc 401(k) plan?

1,179 participants at the start of plan year 2024, 855 of them active employees, and 429 former employees who still had money in the plan.

What is the average 401(k) balance at Plaid Inc?

About $66,772 per account: $84.7 million in plan assets across 1,268 accounts with a balance at the end of plan year 2024.

Who manages the Plaid Inc 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Plaid Inc. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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