Plains Commerce Bank 401(k) Plan: Login, Facts & Contact Information

Plains Commerce Bank 401(k) Plan Facts

Plan name
PLAINS COMMERCE BANK RETIREMENT PLAN
Plan type
401(k) and profit sharing
Plan sponsor
PLAINS COMMERCE BANK
Participants
560 (447 active employees)
Former employees with a balance
115
Plan assets
$37,838,020 at Dec 31, 2024
Average account balance
$67,810 across 558 accounts
Employer contributions
$2,223,967 in plan year 2024 (36% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1985
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.21 million went into the plan in contributions, $2.22 million of it from the employer (36%).
  • $4.59 million was paid out to participants.
  • Investment and other income added $4.65 million.
  • Administrative expenses were $130,586, about $234 per account.

How the Plains Commerce Bank 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019242$16.0 million$1.03 million$792,945
2020274$21.9 million$1.55 million$832,072
2021505$29.3 million$2.15 million$2.42 million
2022599$25.7 million$2.11 million$5.10 million
2023528$31.7 million$2.24 million$4.04 million
2024560$37.8 million$2.22 million$4.59 million

Plains Commerce Bank 401(k) Contact Information

Phone
605-225-7548
Mailing address
3905 W 49TH ST, SIOUX FALLS SD 571064206
Plan sponsor
PLAINS COMMERCE BANK
Employer identification number (EIN)
46-0108210
Plan number
001

Questions about the Plains Commerce Bank 401(k)

Does Plains Commerce Bank contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $2.22 million in employer contributions for plan year 2024.

Does the Plains Commerce Bank 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Plains Commerce Bank 401(k) plan?

560 participants at the start of plan year 2024, 447 of them active employees, and 115 former employees who still had money in the plan.

What is the average 401(k) balance at Plains Commerce Bank?

About $67,810 per account: $37.8 million in plan assets across 558 accounts with a balance at the end of plan year 2024.

Who manages the Plains Commerce Bank 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Plains Commerce Bank. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 2323 VICTORY AVENUE STE. 1400, DALLAS, TX, 75219
Headquarter: 643 FALLBROOK BLVD STE 200, LINCOLN, NE, 68521
Headquarter: 915 MEETING STREET, 15TH FLOOR SUITE 15205, NORTH BETHESDA, MD, 20852
Headquarter: 11325 RANDOM HILLS RD, SUITE 800, FAIRFAX, VA, 22030
Headquarter: 131 DARTMOUTH STREET, BOSTON, MA, 02116