Pls Financial Services, Inc. 401(k) Plan: Login, Facts & Contact Information

Pls Financial Services, Inc. 401(k) Plan Facts

Plan name
PLS FINANCIAL SERVICES, INC. 401(K) PLAN
Plan type
401(k) and profit sharing
Plan sponsor
PLS FINANCIAL SERVICES, INC.
Participants
1,731 (1,773 active employees)
Former employees with a balance
102
Plan assets
$35,746,600 at Dec 31, 2024
Average account balance
$51,067 across 700 accounts
Employer contributions
$1,371,518 in plan year 2024 (31% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2003
— Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.43 million went into the plan in contributions, $1.37 million of it from the employer (31%).
  • $2.47 million was paid out to participants.
  • Investment and other income added $4.47 million.
  • Administrative expenses were $110,583, about $158 per account.

How the Pls Financial Services, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,129$18.4 million$1.22 million$1.75 million
20202,069$22.8 million$1.22 million$2.25 million
20212,106$26.2 million$1.24 million$3.61 million
20221,760$23.1 million$1.22 million$2.32 million
20231,600$29.4 million$1.25 million$2.35 million
20241,731$35.7 million$1.37 million$2.47 million

Pls Financial Services, Inc. 401(k) Contact Information

Phone
312-878-0422
Mailing address
ONE S WACKER DRIVE 36TH FLOOR, CHICAGO IL 60606
Plan sponsor
PLS FINANCIAL SERVICES, INC.
Employer identification number (EIN)
36-4179718
Plan number
001

Questions about the Pls Financial Services, Inc. 401(k)

Does Pls Financial Services, Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $1.37 million in employer contributions for plan year 2024.

Does the Pls Financial Services, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Pls Financial Services, Inc 401(k) plan?

1,731 participants at the start of plan year 2024, 1,773 of them active employees, and 102 former employees who still had money in the plan.

What is the average 401(k) balance at Pls Financial Services, Inc?

About $51,067 per account: $35.7 million in plan assets across 700 accounts with a balance at the end of plan year 2024.

Who manages the Pls Financial Services, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Pls Financial Services, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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