Plumbers And Steamfitters Local 486 Severance And Annuity/401(k) Plan 401(k) Plan: Login, Facts & Contact Information

Plumbers And Steamfitters Local 486 Severance And Annuity/401(k) Plan 401(k) Plan Facts

Plan name
PLUMBERS AND STEAMFITTERS LOCAL 486 SEVERANCE AND ANNUITY/401(K) PLAN
Plan type
401(k) and profit sharing
Plan sponsor
PLUMBERS AND STEAMFITTERS LOCAL 486 SEVERANCE AND ANNUITY/401(K) PLAN
Participants
4,422 (4,352 active employees)
Former employees with a balance
139
Plan assets
$391,714,648 at Dec 31, 2024
Average account balance
$130,877 across 2,993 accounts
Employer contributions
$11,571,132 in plan year 2024 (66% of all contributions)
Recordkeeper
Empower Annuity Ins Co Of America
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 1980
— Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $17.6 million went into the plan in contributions, $11.6 million of it from the employer (66%).
  • $26.1 million was paid out to participants.
  • Investment and other income added $50.4 million.
  • Administrative expenses were $1.01 million, about $338 per account.

How the Plumbers And Steamfitters Local 486 Severance And Annuity/401(k) Plan 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,858$276.4 million$8.56 million$10.9 million
20202,941$327.0 million$8.63 million$15.6 million
20212,977$372.4 million$8.54 million$17.2 million
20223,002$299.6 million$9.07 million$17.2 million
20234,422$350.8 million$9.78 million$19.2 million
20244,422$391.7 million$11.6 million$26.1 million

Plumbers And Steamfitters Local 486 Severance And Annuity/401(k) Plan 401(k) Contact Information

Phone
410-872-9500
Mailing address
7130 COLUMBIA GATEWAY DRIVE SUITE A, COLUMBIA MD 210460000
Plan sponsor
PLUMBERS AND STEAMFITTERS LOCAL 486 SEVERANCE AND ANNUITY/401(K) PLAN
Employer identification number (EIN)
52-1190205
Plan number
001

Questions about the Plumbers And Steamfitters Local 486 Severance And Annuity/401(k) Plan 401(k)

Does Plumbers And Steamfitters Local 486 Severance And Annuity/401(k) Plan contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $11.6 million in employer contributions for plan year 2024.

Does the Plumbers And Steamfitters Local 486 Severance And Annuity/401(k) Plan 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Plumbers And Steamfitters Local 486 Severance And Annuity/401(k) Plan 401(k) plan?

4,422 participants at the start of plan year 2024, 4,352 of them active employees, and 139 former employees who still had money in the plan.

What is the average 401(k) balance at Plumbers And Steamfitters Local 486 Severance And Annuity/401(k) Plan?

About $130,877 per account: $391.7 million in plan assets across 2,993 accounts with a balance at the end of plan year 2024.

Who manages the Plumbers And Steamfitters Local 486 Severance And Annuity/401(k) Plan 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INS CO OF AMERICA) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Plumbers And Steamfitters Local 486 Severance And Annuity/401(k) Plan. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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