Pra Group, Inc 401(k) Plan: Login, Facts & Contact Information

Pra Group, Inc 401(k) Plan Facts

Plan name
PRA GROUP, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
PRA GROUP, INC.
Participants
2,456 (2,087 active employees)
Former employees with a balance
541
Plan assets
$118,390,890 at Dec 31, 2024
Average account balance
$46,647 across 2,538 accounts
Employer contributions
$4,835,822 in plan year 2024 (35% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 1998
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $13.7 million went into the plan in contributions, $4.84 million of it from the employer (35%).
  • $15.0 million was paid out to participants.
  • Investment and other income added $14.2 million.
  • Administrative expenses were $319,619, about $126 per account.

How the Pra Group, Inc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20195,100$77.5 million$5.35 million$11.1 million
20203,374$84.2 million$4.91 million$17.9 million
20212,655$101.1 million$4.74 million$10.6 million
20222,865$88.9 million$4.78 million$8.39 million
20232,570$106.0 million$4.65 million$11.5 million
20242,456$118.4 million$4.84 million$15.0 million

Pra Group, Inc 401(k) Contact Information

Phone
888-772-7326
Mailing address
120 CORPORATE BLVD SUITE 100, NORFOLK VA 23502
Plan sponsor
PRA GROUP, INC.
Employer identification number (EIN)
75-3078675
Plan number
001

Questions about the Pra Group, Inc 401(k)

Does Pra Group, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $4.84 million, 35% of all contributions.

Does the Pra Group, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Pra Group, Inc 401(k) plan?

2,456 participants at the start of plan year 2024, 2,087 of them active employees, and 541 former employees who still had money in the plan.

What is the average 401(k) balance at Pra Group, Inc?

About $46,647 per account: $118.4 million in plan assets across 2,538 accounts with a balance at the end of plan year 2024.

Who manages the Pra Group, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Pra Group, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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