Princess Cruise Lines, Ltd. 401(k) Plan: Login, Facts & Contact Information

Princess Cruise Lines, Ltd. 401(k) Plan Facts

Plan name
PRINCESS CRUISES RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
PRINCESS CRUISE LINES, LTD.
Participants
3,085 (2,323 active employees)
Former employees with a balance
704
Plan assets
$352,613,807 at Dec 31, 2024
Average account balance
$158,407 across 2,226 accounts
Employer contributions
$6,760,145 in plan year 2024 (30% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jun 16, 1985
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $22.5 million went into the plan in contributions, $6.76 million of it from the employer (30%).
  • $38.4 million was paid out to participants.
  • Investment and other income added $47.2 million.
  • Administrative expenses were $284,621, about $128 per account.

How the Princess Cruise Lines, Ltd. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20193,707$327.1 million$6.84 million$16.4 million
20203,939$338.3 million$1.82 million$45.6 million
20213,076$347.4 million$4.84 million$52.4 million
20223,124$281.9 million$5.81 million$25.8 million
20233,038$322.9 million$6.46 million$28.7 million
20243,085$352.6 million$6.76 million$38.4 million

Princess Cruise Lines, Ltd. 401(k) Contact Information

Phone
206-626-8245
Mailing address
450 THIRD AVENUE WEST, SEATTLE WA 98119
Plan sponsor
PRINCESS CRUISE LINES, LTD.
Employer identification number (EIN)
98-0215899
Plan number
002

Questions about the Princess Cruise Lines, Ltd. 401(k)

Does Princess Cruise Lines, Ltd contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $6.76 million, 30% of all contributions.

Does the Princess Cruise Lines, Ltd 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Princess Cruise Lines, Ltd 401(k) plan?

3,085 participants at the start of plan year 2024, 2,323 of them active employees, and 704 former employees who still had money in the plan.

What is the average 401(k) balance at Princess Cruise Lines, Ltd?

About $158,407 per account: $352.6 million in plan assets across 2,226 accounts with a balance at the end of plan year 2024.

Who manages the Princess Cruise Lines, Ltd 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Princess Cruise Lines, Ltd. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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