Protective Life Corporation 401(k) Plan: Login, Facts & Contact Information

Protective Life Corporation 401(k) Plan Facts

Plan name
PROTECTIVE LIFE CORPORATION 401(K) PLAN
Plan type
401(k) with employer contributions
Plan sponsor
PROTECTIVE LIFE CORPORATION
Participants
4,772 (3,778 active employees)
Former employees with a balance
995
Plan assets
$695,376,425 at Dec 31, 2024
Average account balance
$161,228 across 4,313 accounts
Employer contributions
$14,627,981 in plan year 2024 (18% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1984
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window— Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 7, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $79.4 million went into the plan in contributions, $14.6 million of it from the employer (18%).
  • $61.4 million was paid out to participants.
  • Investment and other income added $84.3 million.
  • Administrative expenses were $574,546, about $133 per account.

How the Protective Life Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20193,584$446.5 million$10.0 million$27.8 million
20203,895$507.6 million$10.6 million$43.4 million
20214,064$602.7 million$12.2 million$37.6 million
20224,500$503.6 million$13.2 million$50.2 million
20234,733$593.6 million$14.5 million$54.0 million
20244,772$695.4 million$14.6 million$61.4 million

Protective Life Corporation 401(k) Contact Information

Phone
205-268-1000
Mailing address
P O BOX 2606, BIRMINGHAM AL 35202
Plan sponsor
PROTECTIVE LIFE CORPORATION
Plan administrator
PROTECTIVE LIFE CORPORATION RETIREMENT COMMITTEE
Employer identification number (EIN)
95-2492236
Plan number
003

Questions about the Protective Life Corporation 401(k)

Does Protective Life Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $14.6 million, 18% of all contributions.

Does the Protective Life Corporation 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Protective Life Corporation 401(k) plan?

4,772 participants at the start of plan year 2024, 3,778 of them active employees, and 995 former employees who still had money in the plan.

What is the average 401(k) balance at Protective Life Corporation?

About $161,228 per account: $695.4 million in plan assets across 4,313 accounts with a balance at the end of plan year 2024.

Who manages the Protective Life Corporation 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Protective Life Corporation. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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