Provident Savings Bank 401(k) Plan: Login, Facts & Contact Information

Provident Savings Bank 401(k) Plan Facts

Plan name
PROVIDENT SAVINGS BANK 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
PROVIDENT SAVINGS BANK
Participants
332 (169 active employees)
Former employees with a balance
138
Plan assets
$40,553,240 at Dec 31, 2024
Average account balance
$146,932 across 276 accounts
Employer contributions
$264,290 in plan year 2024 (21% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1984
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.25 million went into the plan in contributions, $264,290 of it from the employer (21%).
  • $4.14 million was paid out to participants.
  • Investment and other income added $4.25 million.
  • Administrative expenses were $69,187, about $251 per account.

How the Provident Savings Bank 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019526$44.5 million$440,001$9.68 million
2020453$45.2 million$304,654$5.80 million
2021453$45.6 million$293,567$5.21 million
2022362$35.9 million$304,252$4.40 million
2023346$39.3 million$310,873$2.93 million
2024332$40.6 million$264,290$4.14 million

Provident Savings Bank 401(k) Contact Information

Phone
951-686-6060
Mailing address
3756 CENTRAL AVENUE, RIVERSIDE CA 92506
Plan sponsor
PROVIDENT SAVINGS BANK
Employer identification number (EIN)
95-6024097
Plan number
001

Questions about the Provident Savings Bank 401(k)

Does Provident Savings Bank contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $264,290, 21% of all contributions.

Does the Provident Savings Bank 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Provident Savings Bank 401(k) plan?

332 participants at the start of plan year 2024, 169 of them active employees, and 138 former employees who still had money in the plan.

What is the average 401(k) balance at Provident Savings Bank?

About $146,932 per account: $40.6 million in plan assets across 276 accounts with a balance at the end of plan year 2024.

Who manages the Provident Savings Bank 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Provident Savings Bank. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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