R&l Carriers, Inc. 401(k) Plan: Login, Facts & Contact Information

R&l Carriers, Inc. 401(k) Plan Facts

Plan name
R&L CARRIERS, INC. 401(K) RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
R&L CARRIERS, INC.
Participants
21,438 (21,397 active employees)
Former employees with a balance
1,023
Plan assets
$472,619,720 at Dec 31, 2024
Average account balance
$47,064 across 10,042 accounts
Employer contributions
$13,007,105 in plan year 2024 (19% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Nov 1, 1981
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 3, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $67.3 million went into the plan in contributions, $13.0 million of it from the employer (19%).
  • $44.7 million was paid out to participants.
  • Investment and other income added $56.0 million.
  • Administrative expenses were $519,143, about $52 per account.

How the R&l Carriers, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201910,920$242.9 million$6.55 million$16.5 million
202014,539$296.0 million$7.53 million$25.1 million
202116,627$353.5 million$8.70 million$29.3 million
202218,398$318.5 million$10.1 million$30.6 million
202318,836$394.6 million$11.3 million$35.2 million
202421,438$472.6 million$13.0 million$44.7 million

R&l Carriers, Inc. 401(k) Contact Information

Phone
937-382-1494
Mailing address
P.O. BOX 271, WILMINGTON OH 451779089
Plan sponsor
R&L CARRIERS, INC.
Employer identification number (EIN)
31-1423221
Plan number
001

Questions about the R&l Carriers, Inc. 401(k)

Does R&l Carriers, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $13.0 million, 19% of all contributions.

Does the R&l Carriers, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the R&l Carriers, Inc 401(k) plan?

21,438 participants at the start of plan year 2024, 21,397 of them active employees, and 1,023 former employees who still had money in the plan.

What is the average 401(k) balance at R&l Carriers, Inc?

About $47,064 per account: $472.6 million in plan assets across 10,042 accounts with a balance at the end of plan year 2024.

Who manages the R&l Carriers, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at R&l Carriers, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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