Ragland Bros. Retail Cos., Inc. 401(k) Plan: Login, Facts & Contact Information

Ragland Bros. Retail Cos., Inc. 401(k) Plan Facts

Plan name
RAGLAND BROS. RETAIL 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RAGLAND BROS. RETAIL COS., INC.
Participants
126 (116 active employees)
Plan assets
$2,153,480 at Dec 31, 2024
Average account balance
$26,262 across 82 accounts
Employer contributions
$34,079 in plan year 2024 (20% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1994
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500-SF for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 4, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $167,927 went into the plan in contributions, $34,079 of it from the employer (20%).
  • $351,159 was paid out to participants.
  • Investment and other income added $207,489.

How the Ragland Bros. Retail Cos., Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019147$2.67 million$12,145$411,452
2020137$2.84 million$13,267$228,055
2021138$2.88 million$24,545$422,839
2022134$2.18 million$24,546$462,350
2023111$2.15 million$14,901$418,078
2024126$2.15 million$34,079$351,159

Ragland Bros. Retail Cos., Inc. 401(k) Contact Information

Phone
256-859-3774
Mailing address
2836 DUG HILL ROAD, HUNTSVILLE AL 35811
Plan sponsor
RAGLAND BROS. RETAIL COS., INC.
Employer identification number (EIN)
63-0879720
Plan number
001

Questions about the Ragland Bros. Retail Cos., Inc. 401(k)

Does Ragland Bros. Retail Cos., Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $34,079, 20% of all contributions.

Does the Ragland Bros. Retail Cos., Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ragland Bros. Retail Cos., Inc 401(k) plan?

126 participants at the start of plan year 2024, 116 of them active employees.

What is the average 401(k) balance at Ragland Bros. Retail Cos., Inc?

About $26,262 per account: $2.15 million in plan assets across 82 accounts with a balance at the end of plan year 2024.

Who manages the Ragland Bros. Retail Cos., Inc 401(k) accounts?

Empower is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ragland Bros. Retail Cos., Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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