Rail Management Services Llc 401(k) Plan: Login, Facts & Contact Information
Rail Management Services Llc 401(k) Login
75 former Rail Management Services Llc employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Rail Management Services Llc 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Feb 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $2.38 million went into the plan in contributions, $1.54 million of it from the employer (65%).
- $3.23 million was paid out to participants.
- Investment and other income added $4.48 million.
- Administrative expenses were $23,466, about $60 per account.
How the Rail Management Services Llc 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 1,699 | $25.9 million | $1.14 million | $2.36 million |
| 2020 | 1,752 | $31.0 million | $1.32 million | $1.69 million |
| 2021 | 1,519 | $33.2 million | $1.26 million | $2.50 million |
| 2022 | 1,395 | $29.9 million | $1.35 million | $2.80 million |
| 2023 | 1,532 | $32.8 million | $1.50 million | $2.61 million |
| 2024 | 1,489 | $36.4 million | $1.54 million | $3.23 million |
Rail Management Services Llc 401(k) Contact Information
Questions about the Rail Management Services Llc 401(k)
Does Rail Management Services Llc contribute to the 401(k)?
The plan does not report an employer matching arrangement on its Form 5500. It did report $1.54 million in employer contributions for plan year 2024.
Does the Rail Management Services Llc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Rail Management Services Llc 401(k) plan?
1,489 participants at the start of plan year 2024, 1,984 of them active employees, and 75 former employees who still had money in the plan.
What is the average 401(k) balance at Rail Management Services Llc?
About $92,390 per account: $36.4 million in plan assets across 394 accounts with a balance at the end of plan year 2024.
Who manages the Rail Management Services Llc 401(k) accounts?
Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Rail Management Services Llc. How do I access my 401(k)?
Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.