Railroad Construction Company, Inc 401(k) Plan: Login, Facts & Contact Information

Railroad Construction Company, Inc 401(k) Plan Facts

Plan name
RCC FABRICATORS 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RCC FABRICATORS, INC. · formerly Railroad Construction Company, Inc
Participants
42 (26 active employees)
Plan assets
$5,616,988 at Dec 31, 2024
Average account balance
$133,738 across 42 accounts
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2002
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500-SF for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $38,794 went into the plan in contributions.
  • $341,568 was paid out to participants.
  • Investment and other income added $582,538.

How the Railroad Construction Company, Inc 401(k) changed, 2018–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2018178$21.5 million$782,959$2.07 million
2019180$28.3 million$945,057$787,802
202152$6.75 million$24,430$907,812
202247$4.75 million$15,834$985,752
202345$5.36 million$31,672$329,129
202442$5.62 million—$341,568

Railroad Construction Company, Inc 401(k) Contact Information

Phone
973-413-1863
Mailing address
75-77 GROVE STREET, PATERSON NJ 07503
Plan sponsor
RCC FABRICATORS, INC.
Employer identification number (EIN)
22-3816493
Plan number
001

Questions about the Railroad Construction Company, Inc 401(k)

Does Railroad Construction Company, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement.

Does the Railroad Construction Company, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Railroad Construction Company, Inc 401(k) plan?

42 participants at the start of plan year 2024, 26 of them active employees.

What is the average 401(k) balance at Railroad Construction Company, Inc?

About $133,738 per account: $5.62 million in plan assets across 42 accounts with a balance at the end of plan year 2024.

Who manages the Railroad Construction Company, Inc 401(k) accounts?

Principal is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Railroad Construction Company, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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