Ramaco Resources, Inc. 401(k) Plan: Login, Facts & Contact Information

Ramaco Resources, Inc. 401(k) Plan Facts

Plan name
RAMACO RESOURCES, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RAMACO RESOURCES, INC.
Participants
940 (958 active employees)
Former employees with a balance
67
Plan assets
$28,519,719 at Dec 31, 2024
Average account balance
$30,405 across 938 accounts
Employer contributions
$3,265,187 in plan year 2024 (35% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2016
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 23, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $9.41 million went into the plan in contributions, $3.27 million of it from the employer (35%).
  • $3.38 million was paid out to participants.
  • Investment and other income added $3.73 million.
  • Administrative expenses were $263,590, about $281 per account.

How the Ramaco Resources, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019363$4.31 million$0$254,114
2020406$6.36 million$926,310$1.14 million
2021366$9.62 million$1.02 million$762,811
2022486$11.5 million$1.12 million$730,388
2023847$19.0 million$2.26 million$1.83 million
2024940$28.5 million$3.27 million$3.38 million

Ramaco Resources, Inc. 401(k) Contact Information

Phone
681-265-3701
Mailing address
250 WEST MAIN STREET, SUITE 1900,, LEXINGTON KY 40507
Plan sponsor
RAMACO RESOURCES, INC.
Employer identification number (EIN)
38-4018838
Plan number
001

Questions about the Ramaco Resources, Inc. 401(k)

Does Ramaco Resources, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.27 million, 35% of all contributions.

Does the Ramaco Resources, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Ramaco Resources, Inc 401(k) plan?

940 participants at the start of plan year 2024, 958 of them active employees, and 67 former employees who still had money in the plan.

What is the average 401(k) balance at Ramaco Resources, Inc?

About $30,405 per account: $28.5 million in plan assets across 938 accounts with a balance at the end of plan year 2024.

Who manages the Ramaco Resources, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ramaco Resources, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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