Ramsey Auto Group 401(k) Plan: Login, Facts & Contact Information

Ramsey Auto Group 401(k) Plan Facts

Plan name
RAMSEY AUTO GROUP 401(K) SAVINGS PLAN
Plan type
401(k) and profit sharing
Plan sponsor
RAMSEY AUTO GROUP
Participants
662 (436 active employees)
Former employees with a balance
285
Plan assets
$17,949,777 at Dec 31, 2024
Average account balance
$27,238 across 659 accounts
Recordkeeper
Voya Retirement Insurance & Annuity
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1991
— Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.68 million went into the plan in contributions.
  • $836,430 was paid out to participants.
  • Investment and other income added $2.28 million.
  • Administrative expenses were $83,781, about $127 per account.

How the Ramsey Auto Group 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019511$8.89 million—$351,422
2020502$10.8 million$1,860$350,539
2021541$13.4 million$4,568$575,221
2022557$11.9 million$2,607$836,466
2023568$14.9 million—$894,950
2024662$17.9 million—$836,430

Ramsey Auto Group 401(k) Contact Information

Phone
201-327-5105
Mailing address
585 ROUTE 17 SOUTH, RAMSEY NJ 07446
Plan sponsor
RAMSEY AUTO GROUP
Employer identification number (EIN)
22-3340645
Plan number
001

Questions about the Ramsey Auto Group 401(k)

Does Ramsey Auto Group contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500.

Does the Ramsey Auto Group 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ramsey Auto Group 401(k) plan?

662 participants at the start of plan year 2024, 436 of them active employees, and 285 former employees who still had money in the plan.

What is the average 401(k) balance at Ramsey Auto Group?

About $27,238 per account: $17.9 million in plan assets across 659 accounts with a balance at the end of plan year 2024.

Who manages the Ramsey Auto Group 401(k) accounts?

Voya Financial (listed on the filing as VOYA RETIREMENT INSURANCE & ANNUITY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ramsey Auto Group. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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