Ratner Steel Supply Company 401(k) Plan: Login, Facts & Contact Information

Ratner Steel Supply Company 401(k) Plan Facts

Plan name
RATNER STEEL SUPPLY COMPANY 401(K) PLAN
Plan type
401(k) and profit sharing
Plan sponsor
RATNER STEEL SUPPLY COMPANY
Participants
174 (147 active employees)
Former employees with a balance
30
Plan assets
$8,841,260 at Dec 31, 2024
Average account balance
$63,606 across 139 accounts
Employer contributions
$277,282 in plan year 2024 (32% of all contributions)
Recordkeeper
Stancorp Financial Group
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1994
— Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $866,196 went into the plan in contributions, $277,282 of it from the employer (32%).
  • $285,887 was paid out to participants.
  • Investment and other income added $1.06 million.
  • Administrative expenses were $8,193, about $59 per account.

How the Ratner Steel Supply Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019188$5.18 million$245,000$409,767
2020131$6.33 million$458,224$442,828
2021160$7.66 million$203,050$218,789
2022163$6.61 million$107,991$493,954
2023161$7.22 million$235,846$1.31 million
2024174$8.84 million$277,282$285,887

Ratner Steel Supply Company 401(k) Contact Information

Phone
651-631-8515
Mailing address
2500 W. COUNTY ROAD B, ROSEVILLE MN 55113
Plan sponsor
RATNER STEEL SUPPLY COMPANY
Employer identification number (EIN)
41-1547649
Plan number
001

Questions about the Ratner Steel Supply Company 401(k)

Does Ratner Steel Supply Company contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $277,282 in employer contributions for plan year 2024.

Does the Ratner Steel Supply Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Ratner Steel Supply Company 401(k) plan?

174 participants at the start of plan year 2024, 147 of them active employees, and 30 former employees who still had money in the plan.

What is the average 401(k) balance at Ratner Steel Supply Company?

About $63,606 per account: $8.84 million in plan assets across 139 accounts with a balance at the end of plan year 2024.

Who manages the Ratner Steel Supply Company 401(k) accounts?

The Standard (listed on the filing as STANCORP FINANCIAL GROUP) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ratner Steel Supply Company. How do I access my 401(k)?

Your account stays with The Standard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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