Rco Engineering, Inc. 401(k) Plan: Login, Facts & Contact Information

Rco Engineering, Inc. 401(k) Plan Facts

Plan name
RCO ENGINEERING, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RCO ENGINEERING, INC.
Participants
795 (545 active employees)
Former employees with a balance
192
Plan assets
$61,350,219 at Dec 31, 2024
Average account balance
$87,518 across 701 accounts
Employer contributions
$259,598 in plan year 2024 (8% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1991
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 25, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.28 million went into the plan in contributions, $259,598 of it from the employer (8%).
  • $5.43 million was paid out to participants.
  • Investment and other income added $6.38 million.
  • Administrative expenses were $31,955, about $46 per account.

How the Rco Engineering, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019792$52.4 million$295,088$5.48 million
2020771$52.1 million$267,241$8.95 million
2021711$58.7 million$170,645$3.13 million
2022723$49.9 million$276,357$3.21 million
2023798$57.1 million$316,498$3.44 million
2024795$61.4 million$259,598$5.43 million

Rco Engineering, Inc. 401(k) Contact Information

Phone
586-415-4601
Mailing address
29200 CALAHAN, ROSEVILLE MI 480661849
Plan sponsor
RCO ENGINEERING, INC.
Employer identification number (EIN)
38-2502121
Plan number
004

Questions about the Rco Engineering, Inc. 401(k)

Does Rco Engineering, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $259,598, 8% of all contributions.

Does the Rco Engineering, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Rco Engineering, Inc 401(k) plan?

795 participants at the start of plan year 2024, 545 of them active employees, and 192 former employees who still had money in the plan.

What is the average 401(k) balance at Rco Engineering, Inc?

About $87,518 per account: $61.4 million in plan assets across 701 accounts with a balance at the end of plan year 2024.

Who manages the Rco Engineering, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Rco Engineering, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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