Recovery Management Corporation 401(k) Plan: Login, Facts & Contact Information

Recovery Management Corporation 401(k) Plan Facts

Plan name
RMC/CARGO LARGO 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RECOVERY MANAGEMENT CORPORATION
Participants
575 (414 active employees)
Former employees with a balance
43
Plan assets
$8,425,769 at Sep 30, 2025
Average account balance
$20,601 across 409 accounts
Employer contributions
$296,702 in plan year 2024 (28% of all contributions)
Recordkeeper
Intrust Bank, N.a.
Plan year
Oct 1, 2024 – Sep 30, 2025
Plan established
Oct 1, 1993
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Oct 1, 2024 – Sep 30, 2025), filed Jul 15, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.04 million went into the plan in contributions, $296,702 of it from the employer (28%).
  • $836,976 was paid out to participants.
  • Investment and other income added $874,577.
  • Administrative expenses were $89,932, about $220 per account.

How the Recovery Management Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019368$3.73 million$98,937$128,986
2020382$4.71 million$169,897$353,068
2021555$4.45 million$280,019$148,963
2022591$5.75 million$302,146$210,946
2023676$7.42 million$140,443$461,108
2024575$8.43 million$296,702$836,976

Recovery Management Corporation 401(k) Contact Information

Phone
816-350-6002
Mailing address
3236 NOLAND ROAD, INDEPENDENCE MO 64055
Plan sponsor
RECOVERY MANAGEMENT CORPORATION
Employer identification number (EIN)
43-1578603
Plan number
001

Questions about the Recovery Management Corporation 401(k)

Does Recovery Management Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $296,702, 28% of all contributions.

Does the Recovery Management Corporation 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Recovery Management Corporation 401(k) plan?

575 participants at the start of plan year 2024, 414 of them active employees, and 43 former employees who still had money in the plan.

What is the average 401(k) balance at Recovery Management Corporation?

About $20,601 per account: $8.43 million in plan assets across 409 accounts with a balance at the end of plan year 2024.

Who manages the Recovery Management Corporation 401(k) accounts?

Capital Group / American Funds (listed on the filing as INTRUST BANK, N.A.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Recovery Management Corporation. How do I access my 401(k)?

Your account stays with Capital Group / American Funds after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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