Redwood Credit Union 401(k) Plan: Login, Facts & Contact Information

Redwood Credit Union 401(k) Plan Facts

Plan name
REDWOOD CREDIT UNION 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
REDWOOD CREDIT UNION
Participants
1,013 (912 active employees)
Former employees with a balance
162
Plan assets
$103,879,507 at Dec 31, 2024
Average account balance
$96,274 across 1,079 accounts
Employer contributions
$3,609,677 in plan year 2024 (31% of all contributions)
Recordkeeper
Milliman
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1985
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 29, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $11.8 million went into the plan in contributions, $3.61 million of it from the employer (31%).
  • $8.67 million was paid out to participants.
  • Investment and other income added $12.9 million.
  • Administrative expenses were $89,885, about $83 per account.

How the Redwood Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019729$46.9 million$1.97 million$2.36 million
2020806$59.5 million$2.15 million$3.30 million
2021847$75.7 million$2.43 million$2.97 million
2022908$66.8 million$2.69 million$4.15 million
2023908$88.0 million$3.13 million$3.65 million
20241,013$103.9 million$3.61 million$8.67 million

Redwood Credit Union 401(k) Contact Information

Phone
800-479-7928
Mailing address
3033 CLEVELAND AVE SUITE 100, SANTA ROSA CA 95403
Plan sponsor
REDWOOD CREDIT UNION
Employer identification number (EIN)
94-1244186
Plan number
001

Questions about the Redwood Credit Union 401(k)

Does Redwood Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.61 million, 31% of all contributions.

Does the Redwood Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Redwood Credit Union 401(k) plan?

1,013 participants at the start of plan year 2024, 912 of them active employees, and 162 former employees who still had money in the plan.

What is the average 401(k) balance at Redwood Credit Union?

About $96,274 per account: $103.9 million in plan assets across 1,079 accounts with a balance at the end of plan year 2024.

Who manages the Redwood Credit Union 401(k) accounts?

Milliman is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Redwood Credit Union. How do I access my 401(k)?

Your account stays with Milliman after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 314 MAIN STREET RIVER FRONT CENTRE, RED WING, MN, 55066
Headquarter: 7007 EAST PLEASANT VALLEY RD, INDEPENDENCE, OH, 44131
Headquarter: 4 IRVING PLACE, 15TH FLOOR SOUTH, NEW YORK, NY, 10003
Headquarter: 100 PARK AVENUE, FLORHAM PARK, NJ, 07932
Headquarter: 10 S. DEARBORN ST., 51ST FLOOR, CHICAGO, IL, 60603