Refac Optical Group 401(k) Plan: Login, Facts & Contact Information
Refac Optical Group 401(k) Login
505 former Refac Optical Group employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Refac Optical Group 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 6, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $808,376 went into the plan in contributions.
- $3.06 million was paid out to participants.
- Investment and other income added $3.13 million.
- Administrative expenses were $53,600, about $56 per account.
How the Refac Optical Group 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 2,995 | $27.6 million | $18,735 | $13.0 million |
| 2020 | 1,829 | $27.9 million | — | $5.63 million |
| 2021 | 1,588 | $25.6 million | — | $6.42 million |
| 2022 | 1,408 | $20.2 million | — | $2.15 million |
| 2023 | 1,404 | $21.5 million | — | $2.90 million |
| 2024 | 1,581 | $22.3 million | — | $3.06 million |
Refac Optical Group 401(k) Contact Information
Questions about the Refac Optical Group 401(k)
Does Refac Optical Group contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement.
Does the Refac Optical Group 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Refac Optical Group 401(k) plan?
1,581 participants at the start of plan year 2024, 542 of them active employees, and 505 former employees who still had money in the plan.
What is the average 401(k) balance at Refac Optical Group?
About $23,275 per account: $22.3 million in plan assets across 957 accounts with a balance at the end of plan year 2024.
Who manages the Refac Optical Group 401(k) accounts?
USI Consulting Group is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Refac Optical Group. How do I access my 401(k)?
Your account stays with USI Consulting Group after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.