Renasant Bank 401(k) Plan: Login, Facts & Contact Information

Renasant Bank 401(k) Plan Facts

Plan name
RENASANT BANK 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RENASANT BANK
Participants
3,123 (2,310 active employees)
Former employees with a balance
712
Plan assets
$320,209,760 at Dec 31, 2024
Average account balance
$106,915 across 2,995 accounts
Employer contributions
$7,586,933 in plan year 2024 (33% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jun 27, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $23.4 million went into the plan in contributions, $7.59 million of it from the employer (33%).
  • $35.2 million was paid out to participants.
  • Investment and other income added $36.7 million.
  • Administrative expenses were $245,922, about $82 per account.

How the Renasant Bank 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,882$237.7 million$15.5 million$14.9 million
20203,123$279.5 million$18.1 million$23.7 million
20213,202$314.1 million$12.1 million$28.7 million
20223,187$260.6 million$7.04 million$28.5 million
20233,156$295.6 million$6.85 million$24.4 million
20243,123$320.2 million$7.59 million$35.2 million

Renasant Bank 401(k) Contact Information

Phone
662-680-1349
Mailing address
209 TROY STREET, TUPELO MS 38804
Plan sponsor
RENASANT BANK
Employer identification number (EIN)
64-0220550
Plan number
004

Questions about the Renasant Bank 401(k)

Does Renasant Bank contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $7.59 million, 33% of all contributions.

Does the Renasant Bank 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Renasant Bank 401(k) plan?

3,123 participants at the start of plan year 2024, 2,310 of them active employees, and 712 former employees who still had money in the plan.

What is the average 401(k) balance at Renasant Bank?

About $106,915 per account: $320.2 million in plan assets across 2,995 accounts with a balance at the end of plan year 2024.

Who manages the Renasant Bank 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Renasant Bank. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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