Republic Bancorp, Inc. 401(k) Plan: Login, Facts & Contact Information

Republic Bancorp, Inc. 401(k) Plan Facts

Plan name
REPUBLIC BANCORP, INC. 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
REPUBLIC BANCORP, INC.
Participants
1,311 (995 active employees)
Former employees with a balance
254
Plan assets
$154,477,573 at Dec 31, 2024
Average account balance
$123,681 across 1,249 accounts
Employer contributions
$3,113,737 in plan year 2024 (29% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1984
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 4, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $10.9 million went into the plan in contributions, $3.11 million of it from the employer (29%).
  • $9.50 million was paid out to participants.
  • Investment and other income added $21.0 million.
  • Administrative expenses were $327,228, about $262 per account.

How the Republic Bancorp, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,302$104.2 million$2.91 million$5.25 million
20201,361$112.0 million$3.25 million$13.2 million
20211,610$136.3 million$3.11 million$6.97 million
20221,609$112.7 million$3.10 million$11.6 million
20231,281$132.4 million$3.14 million$12.9 million
20241,311$154.5 million$3.11 million$9.50 million

Republic Bancorp, Inc. 401(k) Contact Information

Phone
502-588-1681
Mailing address
601 WEST MARKET STREET, LOUISVILLE KY 40202
Plan sponsor
REPUBLIC BANCORP, INC.
Employer identification number (EIN)
61-0862051
Plan number
001

Questions about the Republic Bancorp, Inc. 401(k)

Does Republic Bancorp, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.11 million, 29% of all contributions.

Does the Republic Bancorp, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Republic Bancorp, Inc 401(k) plan?

1,311 participants at the start of plan year 2024, 995 of them active employees, and 254 former employees who still had money in the plan.

What is the average 401(k) balance at Republic Bancorp, Inc?

About $123,681 per account: $154.5 million in plan assets across 1,249 accounts with a balance at the end of plan year 2024.

Who manages the Republic Bancorp, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Republic Bancorp, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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