Restaurants Of America, Inc. 401(k) Plan: Login, Facts & Contact Information

Restaurants Of America, Inc. 401(k) Plan Facts

Plan name
RESTAURANTS OF AMERICA RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RESTAURANTS OF AMERICA, INC.
Participants
504 (533 active employees)
Former employees with a balance
21
Plan assets
$2,903,999 at Dec 31, 2024
Average account balance
$30,568 across 95 accounts
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Nov 1, 1994
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jun 3, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $169,482 went into the plan in contributions.
  • $72,161 was paid out to participants.
  • Investment and other income added $333,753.
  • Administrative expenses were $43,522, about $458 per account.

How the Restaurants Of America, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019527$2.41 million$0$366,743
2020589$2.82 million$0$125,404
2021925$3.27 million—$226,961
2022508$2.81 million—$9,970
2023470$2.54 million$5,807$796,728
2024504$2.90 million—$72,161

Restaurants Of America, Inc. 401(k) Contact Information

Phone
720-493-4668
Mailing address
12150 E BRIARWOOD AVE SUITE 200, CENTENNIAL CO 801126701
Plan sponsor
RESTAURANTS OF AMERICA, INC.
Employer identification number (EIN)
75-2287713
Plan number
001

Questions about the Restaurants Of America, Inc. 401(k)

Does Restaurants Of America, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement.

Does the Restaurants Of America, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Restaurants Of America, Inc 401(k) plan?

504 participants at the start of plan year 2024, 533 of them active employees, and 21 former employees who still had money in the plan.

What is the average 401(k) balance at Restaurants Of America, Inc?

About $30,568 per account: $2.90 million in plan assets across 95 accounts with a balance at the end of plan year 2024.

Who manages the Restaurants Of America, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Restaurants Of America, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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