Retail Services & Systems, Inc. 401(k) Plan: Login, Facts & Contact Information

Retail Services & Systems, Inc. 401(k) Plan Facts

Plan name
TOTAL WINE & MORE 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RETAIL SERVICES & SYSTEMS, INC.
Participants
10,306 (10,110 active employees)
Former employees with a balance
649
Plan assets
$161,962,845 at Dec 31, 2024
Average account balance
$47,041 across 3,443 accounts
Employer contributions
$5,628,056 in plan year 2024 (21% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1990
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $26.7 million went into the plan in contributions, $5.63 million of it from the employer (21%).
  • $14.7 million was paid out to participants.
  • Investment and other income added $20.3 million.
  • Administrative expenses were $273,337, about $79 per account.

How the Retail Services & Systems, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20193,875$57.3 million$2.49 million$2.47 million
20204,483$74.7 million$3.28 million$4.79 million
202110,307$98.3 million$4.13 million$8.50 million
20229,158$94.0 million$4.97 million$8.61 million
20239,842$131.0 million$5.41 million$9.19 million
202410,306$162.0 million$5.63 million$14.7 million

Retail Services & Systems, Inc. 401(k) Contact Information

Phone
301-795-1000
Mailing address
6600 ROCKLEDGE DRIVE SUITE 150, BETHESDA MD 20817
Plan sponsor
RETAIL SERVICES & SYSTEMS, INC.
Employer identification number (EIN)
25-1531856
Plan number
001

Questions about the Retail Services & Systems, Inc. 401(k)

Does Retail Services & Systems, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $5.63 million, 21% of all contributions.

Does the Retail Services & Systems, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Retail Services & Systems, Inc 401(k) plan?

10,306 participants at the start of plan year 2024, 10,110 of them active employees, and 649 former employees who still had money in the plan.

What is the average 401(k) balance at Retail Services & Systems, Inc?

About $47,041 per account: $162.0 million in plan assets across 3,443 accounts with a balance at the end of plan year 2024.

Who manages the Retail Services & Systems, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Retail Services & Systems, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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