Retirement Unlimited, Inc. 401(k) Plan: Login, Facts & Contact Information

Retirement Unlimited, Inc. 401(k) Plan Facts

Plan name
RETIREMENT UNLIMITED 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RETIREMENT UNLIMITED, INC.
Participants
2,476 (1,190 active employees)
Former employees with a balance
240
Plan assets
$13,334,370 at Dec 31, 2024
Average account balance
$25,842 across 516 accounts
Employer contributions
$382,453 in plan year 2024 (19% of all contributions)
Recordkeeper
Pcs Retirement, Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1996
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.00 million went into the plan in contributions, $382,453 of it from the employer (19%).
  • $2.13 million was paid out to participants.
  • Investment and other income added $1.63 million.
  • Administrative expenses were $155,121, about $301 per account.

How the Retirement Unlimited, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019755$8.74 million$263,544$790,984
2020931$9.97 million$268,263$1.17 million
20211,038$9.98 million$270,161$2.58 million
20221,904$9.90 million$277,858$782,715
20231,904$12.0 million$370,912$1.61 million
20242,476$13.3 million$382,453$2.13 million

Retirement Unlimited, Inc. 401(k) Contact Information

Phone
540-774-4433
Mailing address
2847 PENN FOREST BLVD STE 201, ROANOKE VA 24018
Plan sponsor
RETIREMENT UNLIMITED, INC.
Employer identification number (EIN)
54-1278450
Plan number
001

Questions about the Retirement Unlimited, Inc. 401(k)

Does Retirement Unlimited, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $382,453, 19% of all contributions.

Does the Retirement Unlimited, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Retirement Unlimited, Inc 401(k) plan?

2,476 participants at the start of plan year 2024, 1,190 of them active employees, and 240 former employees who still had money in the plan.

What is the average 401(k) balance at Retirement Unlimited, Inc?

About $25,842 per account: $13.3 million in plan assets across 516 accounts with a balance at the end of plan year 2024.

Who manages the Retirement Unlimited, Inc 401(k) accounts?

PCS Retirement (listed on the filing as PCS RETIREMENT, LLC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Retirement Unlimited, Inc. How do I access my 401(k)?

Your account stays with PCS Retirement after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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