Ria Federal Credit Union 401(k) Plan: Login, Facts & Contact Information

Ria Federal Credit Union 401(k) Plan Facts

Plan name
RIA FEDERAL CREDIT UNION 401(K) RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RIA FEDERAL CREDIT UNION
Participants
163 (130 active employees)
Former employees with a balance
23
Plan assets
$9,865,207 at Dec 31, 2024
Average account balance
$67,570 across 146 accounts
Employer contributions
$185,758 in plan year 2024 (24% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 1988
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $767,929 went into the plan in contributions, $185,758 of it from the employer (24%).
  • $1.04 million was paid out to participants.
  • Investment and other income added $935,909.
  • Administrative expenses were $43,072, about $295 per account.

How the Ria Federal Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019123$6.71 million$104,907$628,656
2020131$8.31 million$123,432$102,321
2021130$9.83 million$142,092$381,992
2022157$8.12 million$172,028$841,263
2023178$9.25 million$188,555$803,219
2024163$9.87 million$185,758$1.04 million

Ria Federal Credit Union 401(k) Contact Information

Phone
563-355-3800
Mailing address
4343 UTICA RIDGE ROAD, BETTENDORF IA 527221610
Plan sponsor
RIA FEDERAL CREDIT UNION
Employer identification number (EIN)
42-0495795
Plan number
002

Questions about the Ria Federal Credit Union 401(k)

Does Ria Federal Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $185,758, 24% of all contributions.

Does the Ria Federal Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ria Federal Credit Union 401(k) plan?

163 participants at the start of plan year 2024, 130 of them active employees, and 23 former employees who still had money in the plan.

What is the average 401(k) balance at Ria Federal Credit Union?

About $67,570 per account: $9.87 million in plan assets across 146 accounts with a balance at the end of plan year 2024.

Who manages the Ria Federal Credit Union 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ria Federal Credit Union. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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