Rich Products Corporation 401(k) Plan: Login, Facts & Contact Information

Rich Products Corporation 401(k) Plan Facts

Plan name
RICH'S 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RICH PRODUCTS CORPORATION
Participants
7,742 (7,645 active employees)
Former employees with a balance
3,681
Plan assets
$769,310,229 at Dec 31, 2024
Average account balance
$96,405 across 7,980 accounts
Employer contributions
$21,196,895 in plan year 2024 (34% of all contributions)
Recordkeeper
Empower Life & Annuity Insurance Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1985
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $62.5 million went into the plan in contributions, $21.2 million of it from the employer (34%).
  • $108.5 million was paid out to participants.
  • Investment and other income added $94.1 million.
  • Administrative expenses were $274,416, about $34 per account.

How the Rich Products Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20195,769$550.0 million$13.0 million$33.0 million
20206,031$652.4 million$15.7 million$47.9 million
20216,804$738.0 million$16.3 million$51.6 million
20227,270$614.5 million$18.6 million$50.3 million
20237,824$721.6 million$18.4 million$56.4 million
20247,742$769.3 million$21.2 million$108.5 million

Rich Products Corporation 401(k) Contact Information

Phone
716-878-8000
Mailing address
PO BOX 245 ONE ROBERT RICH WAY, BUFFALO NY 14213
Plan sponsor
RICH PRODUCTS CORPORATION
Plan administrator
RETIREMENT AND PENSION COMMITTEE C/O HR BENEFITS TEAM
Employer identification number (EIN)
31-1387980
Plan number
010

Questions about the Rich Products Corporation 401(k)

Does Rich Products Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $21.2 million, 34% of all contributions.

Does the Rich Products Corporation 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Rich Products Corporation 401(k) plan?

7,742 participants at the start of plan year 2024, 7,645 of them active employees, and 3,681 former employees who still had money in the plan.

What is the average 401(k) balance at Rich Products Corporation?

About $96,405 per account: $769.3 million in plan assets across 7,980 accounts with a balance at the end of plan year 2024.

Who manages the Rich Products Corporation 401(k) accounts?

Empower (listed on the filing as EMPOWER LIFE & ANNUITY INSURANCE CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Rich Products Corporation. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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