Richcroft, Inc. 401(k) Plan: Login, Facts & Contact Information

Richcroft, Inc. 401(k) Plan Facts

Plan name
EMPLOYEE BENEFIT PLAN OF RICHCROFT, INC.
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RICHCROFT, INC.
Participants
620 (610 active employees)
Former employees with a balance
67
Plan assets
$5,972,343 at Dec 31, 2024
Average account balance
$24,278 across 246 accounts
Employer contributions
$211,679 in plan year 2024 (28% of all contributions)
Recordkeeper
Mutual Of America Investment Corp
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2000
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $756,076 went into the plan in contributions, $211,679 of it from the employer (28%).
  • $343,643 was paid out to participants.
  • Investment and other income added $703,836.
  • Administrative expenses were $1,996, about $8 per account.

How the Richcroft, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019209$3.46 million$123,075$353,164
2020207$3.62 million$141,557$742,997
2021204$4.26 million$115,994$331,901
2022237$3.85 million$116,647$122,015
2023564$4.86 million$165,879$313,873
2024620$5.97 million$211,679$343,643

Richcroft, Inc. 401(k) Contact Information

Phone
410-785-3274
Mailing address
53 LOVETON CIRCLE SUITE 205, SPARKS MD 21152
Plan sponsor
RICHCROFT, INC.
Employer identification number (EIN)
52-1302331
Plan number
002

Questions about the Richcroft, Inc. 401(k)

Does Richcroft, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $211,679, 28% of all contributions.

Does the Richcroft, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Richcroft, Inc 401(k) plan?

620 participants at the start of plan year 2024, 610 of them active employees, and 67 former employees who still had money in the plan.

What is the average 401(k) balance at Richcroft, Inc?

About $24,278 per account: $5.97 million in plan assets across 246 accounts with a balance at the end of plan year 2024.

Who manages the Richcroft, Inc 401(k) accounts?

Mutual of America (listed on the filing as MUTUAL OF AMERICA INVESTMENT CORP) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Richcroft, Inc. How do I access my 401(k)?

Your account stays with Mutual of America after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 353 CORPORATE WOODS PARKWAY, VERNON HILLS, IL, 60061
Headquarter: 120 WEST PALATINE ROAD, WHEELING, IL, 60090
Headquarter: 6800 CINTAS BLVD, MASON, OH, 45040
Headquarter: ONE RIVERFRONT PLAZA, CORNING, NY, 14831
Headquarter: PO BOX 270, HARTFORD, CT, 061410270