Rio Farms, Llc 401(k) Plan: Login, Facts & Contact Information

Rio Farms, Llc 401(k) Plan Facts

Plan name
RIO GILL 401(K) PLAN & TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RIO FARMS , LLC
Participants
761 (801 active employees)
Former employees with a balance
33
Plan assets
$17,306,673 at Dec 31, 2024
Average account balance
$73,024 across 237 accounts
Employer contributions
$123,897 in plan year 2024 (13% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1998
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $948,501 went into the plan in contributions, $123,897 of it from the employer (13%).
  • $1.35 million was paid out to participants.
  • Investment and other income added $1.67 million.
  • Administrative expenses were $66,271, about $280 per account.

How the Rio Farms, Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019738$14.0 million$131,538$853,536
2020983$15.2 million$119,715$1.25 million
2021845$16.9 million$112,030$790,114
20221,082$13.6 million$119,370$1.47 million
2023778$16.1 million$128,757$579,535
2024761$17.3 million$123,897$1.35 million

Rio Farms, Llc 401(k) Contact Information

Phone
831-385-6225
Mailing address
1051 SOUTH PACIFIC AVENUE, OXNARD CA 93030
Plan sponsor
RIO FARMS , LLC
Employer identification number (EIN)
77-0009052
Plan number
001

Questions about the Rio Farms, Llc 401(k)

Does Rio Farms, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $123,897, 13% of all contributions.

Does the Rio Farms, Llc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Rio Farms, Llc 401(k) plan?

761 participants at the start of plan year 2024, 801 of them active employees, and 33 former employees who still had money in the plan.

What is the average 401(k) balance at Rio Farms, Llc?

About $73,024 per account: $17.3 million in plan assets across 237 accounts with a balance at the end of plan year 2024.

Who manages the Rio Farms, Llc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Rio Farms, Llc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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