River Valley Cooperative 401(k) Plan: Login, Facts & Contact Information
River Valley Cooperative 401(k) Login
179 former River Valley Cooperative employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
River Valley Cooperative 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 6, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $4.42 million went into the plan in contributions, $1.89 million of it from the employer (43%).
- $6.83 million was paid out to participants.
- Investment and other income added $4.71 million.
- Administrative expenses were $57,195, about $97 per account.
How the River Valley Cooperative 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 411 | $31.8 million | $1.13 million | $2.42 million |
| 2020 | 415 | $38.0 million | $1.20 million | $1.49 million |
| 2021 | 466 | $42.7 million | $1.38 million | $3.41 million |
| 2022 | 480 | $37.9 million | $1.54 million | $2.64 million |
| 2023 | 515 | $42.0 million | $1.68 million | $5.12 million |
| 2024 | 591 | $44.3 million | $1.89 million | $6.83 million |
River Valley Cooperative 401(k) Contact Information
Questions about the River Valley Cooperative 401(k)
Does River Valley Cooperative contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.89 million, 43% of all contributions.
Does the River Valley Cooperative 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the River Valley Cooperative 401(k) plan?
591 participants at the start of plan year 2024, 404 of them active employees, and 179 former employees who still had money in the plan.
What is the average 401(k) balance at River Valley Cooperative?
About $74,875 per account: $44.3 million in plan assets across 591 accounts with a balance at the end of plan year 2024.
Who manages the River Valley Cooperative 401(k) accounts?
Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at River Valley Cooperative. How do I access my 401(k)?
Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.