Royal Cup, Inc. 401(k) Plan: Login, Facts & Contact Information

Royal Cup, Inc. 401(k) Plan Facts

Plan name
ROYAL CUP, INC. 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ROYAL CUP, INC.
Participants
694 (552 active employees)
Former employees with a balance
131
Plan assets
$46,916,966 at Dec 31, 2024
Average account balance
$68,492 across 685 accounts
Employer contributions
$739,882 in plan year 2024 (20% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 3, 1956
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 18, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.72 million went into the plan in contributions, $739,882 of it from the employer (20%).
  • $10.1 million was paid out to participants.
  • Investment and other income added $6.15 million.
  • Administrative expenses were $157,220, about $230 per account.

How the Royal Cup, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019991$58.3 million$636,092$9.17 million
2020755$53.8 million$955,811$14.8 million
2021673$51.1 million$287,493$12.6 million
2022695$40.4 million$666,505$6.27 million
2023750$47.3 million$640,006$4.11 million
2024694$46.9 million$739,882$10.1 million

Royal Cup, Inc. 401(k) Contact Information

Phone
205-271-6038
Mailing address
160 CLEAGE DRIVE, BIRMINGHAM AL 35217
Plan sponsor
ROYAL CUP, INC.
Employer identification number (EIN)
63-0281988
Plan number
001

Questions about the Royal Cup, Inc. 401(k)

Does Royal Cup, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $739,882, 20% of all contributions.

Does the Royal Cup, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Royal Cup, Inc 401(k) plan?

694 participants at the start of plan year 2024, 552 of them active employees, and 131 former employees who still had money in the plan.

What is the average 401(k) balance at Royal Cup, Inc?

About $68,492 per account: $46.9 million in plan assets across 685 accounts with a balance at the end of plan year 2024.

Who manages the Royal Cup, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Royal Cup, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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