Royal Pacific Funding Corporation 401(k) Plan: Login, Facts & Contact Information

Royal Pacific Funding Corporation 401(k) Plan Facts

Plan name
ROYAL PACIFIC FUNDING CORPORATION 401(K) PROFIT SHARING PLAN AND TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
ROYAL PACIFIC FUNDING CORPORATION
Participants
120 (69 active employees)
Former employees with a balance
32
Plan assets
$5,151,324 at Dec 31, 2024
Average account balance
$61,325 across 84 accounts
Employer contributions
$242,558 in plan year 2024 (29% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2015
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 29, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $838,806 went into the plan in contributions, $242,558 of it from the employer (29%).
  • $1.01 million was paid out to participants.
  • Investment and other income added $679,750.
  • Administrative expenses were $23,473, about $279 per account.

How the Royal Pacific Funding Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019221$2.86 million$362,117$254,843
2020257$4.08 million$365,539$334,950
2021244$5.07 million$325,263$645,311
2022239$4.22 million$313,371$975,422
202385$4.67 million$215,271$903,763
2024120$5.15 million$242,558$1.01 million

Royal Pacific Funding Corporation 401(k) Contact Information

Phone
657-229-7010
Mailing address
4000 MACARTHUR BLVD WEST TOWER-7TH FLOOR, NEWPORT BEACH CA 92660
Plan sponsor
ROYAL PACIFIC FUNDING CORPORATION
Employer identification number (EIN)
51-0474304
Plan number
003

Questions about the Royal Pacific Funding Corporation 401(k)

Does Royal Pacific Funding Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $242,558, 29% of all contributions.

Does the Royal Pacific Funding Corporation 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Royal Pacific Funding Corporation 401(k) plan?

120 participants at the start of plan year 2024, 69 of them active employees, and 32 former employees who still had money in the plan.

What is the average 401(k) balance at Royal Pacific Funding Corporation?

About $61,325 per account: $5.15 million in plan assets across 84 accounts with a balance at the end of plan year 2024.

Who manages the Royal Pacific Funding Corporation 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Royal Pacific Funding Corporation. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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