Rubios Restaurants, Inc. 401(k) Plan: Login, Facts & Contact Information

Rubios Restaurants, Inc. 401(k) Plan Facts

Plan name
RUBIO'S RESTAURANT, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RUBIO'S RESTAURANT, INC.
Participants
4,767 (3,572 active employees)
Former employees with a balance
209
Plan assets
$9,269,638 at Dec 31, 2023
Average account balance
$28,788 across 322 accounts
Employer contributions
$272,242 in plan year 2023 (21% of all contributions)
Plan year
Jan 1, 2023 – Dec 31, 2023
Plan established
Mar 1, 1997
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2023 (Jan 1, 2023 – Dec 31, 2023), filed Mar 10, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2023

  • $1.31 million went into the plan in contributions, $272,242 of it from the employer (21%).
  • $836,293 was paid out to participants.
  • Investment and other income added $1.33 million.
  • Administrative expenses were $11,585, about $36 per account.

How the Rubios Restaurants, Inc. 401(k) changed, 2018–2023

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20181,386$5.55 million$89,395$879,662
20191,644$6.92 million$90,250$348,489
20201,877$7.88 million$25,143$585,355
20212,077$8.52 million$203,723$1.24 million
20224,458$7.48 million$245,697$973,579
20234,767$9.27 million$272,242$836,293

Rubios Restaurants, Inc. 401(k) Contact Information

Phone
760-608-3675
Mailing address
2200 FARADAY AVE STE 250, CARLSBAD CA 92008
Plan sponsor
RUBIO'S RESTAURANT, INC.
Employer identification number (EIN)
33-0100303
Plan number
002

Questions about the Rubios Restaurants, Inc. 401(k)

Does Rubios Restaurants, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2023 the employer contributed $272,242, 21% of all contributions.

Does the Rubios Restaurants, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Rubios Restaurants, Inc 401(k) plan?

4,767 participants at the start of plan year 2023, 3,572 of them active employees, and 209 former employees who still had money in the plan.

What is the average 401(k) balance at Rubios Restaurants, Inc?

About $28,788 per account: $9.27 million in plan assets across 322 accounts with a balance at the end of plan year 2023.

Who manages the Rubios Restaurants, Inc 401(k) accounts?

Voya Financial is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Rubios Restaurants, Inc. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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