Ruoff Mortgage Company, Inc. 401(k) Plan: Login, Facts & Contact Information

Ruoff Mortgage Company, Inc. 401(k) Plan Facts

Plan name
RUOFF MORTGAGE COMPANY, INC. 401(K) PROFIT SHARING PLAN AND TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
RUOFF MORTGAGE COMPANY, INC.
Participants
861 (614 active employees)
Former employees with a balance
164
Plan assets
$36,635,310 at Dec 31, 2024
Average account balance
$48,015 across 763 accounts
Employer contributions
$517,337 in plan year 2024 (11% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1991
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 27, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.64 million went into the plan in contributions, $517,337 of it from the employer (11%).
  • $6.45 million was paid out to participants.
  • Investment and other income added $3.48 million.
  • Administrative expenses were $155,925, about $204 per account.

How the Ruoff Mortgage Company, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019682$16.5 million$565,999$897,395
2020775$26.2 million$806,562$1.29 million
2021999$35.8 million$873,467$2.46 million
20221,175$33.2 million$927,089$5.05 million
20231,222$35.2 million$516,340$7.44 million
2024861$36.6 million$517,337$6.45 million

Ruoff Mortgage Company, Inc. 401(k) Contact Information

Phone
260-999-6200
Mailing address
1670 MAGNAVOX WAY, FORT WAYNE IN 46804
Plan sponsor
RUOFF MORTGAGE COMPANY, INC.
Employer identification number (EIN)
35-1616238
Plan number
001

Questions about the Ruoff Mortgage Company, Inc. 401(k)

Does Ruoff Mortgage Company, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $517,337, 11% of all contributions.

Does the Ruoff Mortgage Company, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Ruoff Mortgage Company, Inc 401(k) plan?

861 participants at the start of plan year 2024, 614 of them active employees, and 164 former employees who still had money in the plan.

What is the average 401(k) balance at Ruoff Mortgage Company, Inc?

About $48,015 per account: $36.6 million in plan assets across 763 accounts with a balance at the end of plan year 2024.

Who manages the Ruoff Mortgage Company, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Ruoff Mortgage Company, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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