Saint Michaels College 401(k) Plan: Login, Facts & Contact Information

Saint Michaels College 401(k) Plan Facts

Plan name
RETIREMENT PLAN FOR EMPLOYEES OF SAINT MICHAEL'S COLLEGE
Plan type
401(k) with employer contributions
Plan sponsor
SAINT MICHAELS COLLEGE SERVICES, LLC
Participants
1,150 (881 active employees)
Former employees with a balance
178
Plan assets
$97,199,295 at Dec 31, 2024
Average account balance
$160,926 across 604 accounts
Employer contributions
$605,664 in plan year 2024 (20% of all contributions)
Recordkeeper
Milliman, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 1986
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window— Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 21, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.05 million went into the plan in contributions, $605,664 of it from the employer (20%).
  • $6.98 million was paid out to participants.
  • Investment and other income added $11.2 million.
  • Administrative expenses were $148,029, about $245 per account.

How the Saint Michaels College 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,100$90.1 million$652,864$8.80 million
20201,128$97.4 million$593,444$7.31 million
20211,111$98.9 million$583,592$13.2 million
20221,133$80.3 million$576,383$4.76 million
20231,125$90.1 million$603,305$6.12 million
20241,150$97.2 million$605,664$6.98 million

Saint Michaels College 401(k) Contact Information

Phone
802-654-2534
Mailing address
ONE WINOOSKI PARK, COLCHESTER VT 054390265
Plan sponsor
SAINT MICHAELS COLLEGE SERVICES, LLC
Employer identification number (EIN)
03-0179403
Plan number
001

Questions about the Saint Michaels College 401(k)

Does Saint Michaels College contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $605,664, 20% of all contributions.

Does the Saint Michaels College 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Saint Michaels College 401(k) plan?

1,150 participants at the start of plan year 2024, 881 of them active employees, and 178 former employees who still had money in the plan.

What is the average 401(k) balance at Saint Michaels College?

About $160,926 per account: $97.2 million in plan assets across 604 accounts with a balance at the end of plan year 2024.

Who manages the Saint Michaels College 401(k) accounts?

Milliman (listed on the filing as MILLIMAN, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Saint Michaels College. How do I access my 401(k)?

Your account stays with Milliman after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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