Sanford 401(k) Plan: Login, Facts & Contact Information

Sanford 401(k) Plan Facts

Plan name
SANFORD RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SANFORD
Participants
39,711 (33,144 active employees)
Former employees with a balance
7,207
Plan assets
$3,602,462,001 at Dec 31, 2024
Average account balance
$92,847 across 38,800 accounts
Employer contributions
$110,815,152 in plan year 2024 (34% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2011
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 31, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $322.7 million went into the plan in contributions, $110.8 million of it from the employer (34%).
  • $279.7 million was paid out to participants.
  • Investment and other income added $450.9 million.
  • Administrative expenses were $1.59 million, about $41 per account.

How the Sanford 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201933,680$2.02 billion$83.2 million$127.8 million
202035,309$2.42 billion$88.1 million$153.1 million
202136,244$2.85 billion$96.0 million$194.6 million
202237,310$2.45 billion$100.1 million$204.9 million
202338,335$3.11 billion$104.3 million$232.3 million
202439,711$3.60 billion$110.8 million$279.7 million

Sanford 401(k) Contact Information

Phone
877-949-5678
Mailing address
801 BROADWAY N, FARGO ND 58102
Plan sponsor
SANFORD
Employer identification number (EIN)
27-1218956
Plan number
002

Questions about the Sanford 401(k)

Does Sanford contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $110.8 million, 34% of all contributions.

Does the Sanford 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Sanford 401(k) plan?

39,711 participants at the start of plan year 2024, 33,144 of them active employees, and 7,207 former employees who still had money in the plan.

What is the average 401(k) balance at Sanford?

About $92,847 per account: $3.60 billion in plan assets across 38,800 accounts with a balance at the end of plan year 2024.

Who manages the Sanford 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Sanford. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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