Santander Holdings Usa, Inc. 401(k) Plan: Login, Facts & Contact Information
Santander Holdings Usa, Inc. 401(k) Login
4,355 former Santander Holdings Usa, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Santander Holdings Usa, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jan 26, 2026. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $208.4 million went into the plan in contributions, $73.9 million of it from the employer (36%).
- $183.9 million was paid out to participants.
- Investment and other income added $208.5 million.
- Administrative expenses were $696,193, about $47 per account.
How the Santander Holdings Usa, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 13,673 | $916.6 million | $40.4 million | $82.7 million |
| 2020 | 13,839 | $1.11 billion | $50.5 million | $100.7 million |
| 2021 | 13,338 | $1.29 billion | $47.3 million | $109.3 million |
| 2022 | 13,267 | $1.30 billion | $60.8 million | $192.9 million |
| 2023 | 19,451 | $1.63 billion | $73.7 million | $149.6 million |
| 2024 | 18,357 | $1.86 billion | $73.9 million | $183.9 million |
Santander Holdings Usa, Inc. 401(k) Contact Information
Questions about the Santander Holdings Usa, Inc. 401(k)
Does Santander Holdings Usa, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $73.9 million, 36% of all contributions.
Does the Santander Holdings Usa, Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Santander Holdings Usa, Inc 401(k) plan?
18,357 participants at the start of plan year 2024, 12,035 of them active employees, and 4,355 former employees who still had money in the plan.
What is the average 401(k) balance at Santander Holdings Usa, Inc?
About $126,389 per account: $1.86 billion in plan assets across 14,730 accounts with a balance at the end of plan year 2024.
Who manages the Santander Holdings Usa, Inc 401(k) accounts?
Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Santander Holdings Usa, Inc. How do I access my 401(k)?
Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.