Sapp Bros., Inc. 401(k) Plan: Login, Facts & Contact Information

Sapp Bros., Inc. 401(k) Plan Facts

Plan name
SAPP BROS., INC. RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SAPP BROS., INC.
Participants
1,115 (884 active employees)
Former employees with a balance
122
Plan assets
$30,508,594 at Dec 31, 2024
Average account balance
$38,618 across 790 accounts
Employer contributions
$936,627 in plan year 2024 (23% of all contributions)
Recordkeeper
Capital Group Retirement Plan Svcs.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2003
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 30, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.09 million went into the plan in contributions, $936,627 of it from the employer (23%).
  • $3.35 million was paid out to participants.
  • Investment and other income added $4.29 million.
  • Administrative expenses were $130,654, about $165 per account.

How the Sapp Bros., Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,227$17.7 million$288,120$1.16 million
20201,208$20.3 million$245,433$2.13 million
20211,119$23.5 million$285,047$1.92 million
20221,070$20.2 million$765,729$1.84 million
20231,081$25.7 million$868,280$1.90 million
20241,115$30.5 million$936,627$3.35 million

Sapp Bros., Inc. 401(k) Contact Information

Phone
402-895-2202
Mailing address
9915 SOUTH 148TH STREET, OMAHA NE 68138
Plan sponsor
SAPP BROS., INC.
Employer identification number (EIN)
47-0720019
Plan number
001

Questions about the Sapp Bros., Inc. 401(k)

Does Sapp Bros., Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $936,627, 23% of all contributions.

Does the Sapp Bros., Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Sapp Bros., Inc 401(k) plan?

1,115 participants at the start of plan year 2024, 884 of them active employees, and 122 former employees who still had money in the plan.

What is the average 401(k) balance at Sapp Bros., Inc?

About $38,618 per account: $30.5 million in plan assets across 790 accounts with a balance at the end of plan year 2024.

Who manages the Sapp Bros., Inc 401(k) accounts?

Capital Group / American Funds (listed on the filing as CAPITAL GROUP RETIREMENT PLAN SVCS.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Sapp Bros., Inc. How do I access my 401(k)?

Your account stays with Capital Group / American Funds after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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