Save Mart Companies 401(k) Plan: Login, Facts & Contact Information

Save Mart Companies 401(k) Plan Facts

Plan name
SAVE MART COMPANIES RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THE SAVE MART COMPANIES
Participants
14,781 (11,855 active employees)
Former employees with a balance
2,068
Plan assets
$992,956,330 at Dec 31, 2024
Average account balance
$144,894 across 6,853 accounts
Employer contributions
$4,639,361 in plan year 2024 (14% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Mar 31, 1960
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $32.3 million went into the plan in contributions, $4.64 million of it from the employer (14%).
  • $117.8 million was paid out to participants.
  • Investment and other income added $129.8 million.
  • Administrative expenses were $1.04 million, about $152 per account.

How the Save Mart Companies 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20197,884$983.8 million$8.10 million$58.7 million
20208,072$1.02 billion$6.25 million$113.9 million
202117,149$1.11 billion$6.69 million$96.3 million
202216,053$880.2 million$5.75 million$105.1 million
202315,439$949.8 million$4.87 million$95.9 million
202414,781$993.0 million$4.64 million$117.8 million

Save Mart Companies 401(k) Contact Information

Phone
209-548-6514
Mailing address
1800 STANDIFORD AVENUE, MODESTO CA 953500180
Plan sponsor
THE SAVE MART COMPANIES
Employer identification number (EIN)
94-1245496
Plan number
003

Questions about the Save Mart Companies 401(k)

Does Save Mart Companies contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $4.64 million, 14% of all contributions.

Does the Save Mart Companies 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Save Mart Companies 401(k) plan?

14,781 participants at the start of plan year 2024, 11,855 of them active employees, and 2,068 former employees who still had money in the plan.

What is the average 401(k) balance at Save Mart Companies?

About $144,894 per account: $993.0 million in plan assets across 6,853 accounts with a balance at the end of plan year 2024.

Who manages the Save Mart Companies 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Save Mart Companies. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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