Scandinavian Tobacco Group Us Holding, Inc. 401(k) Plan: Login, Facts & Contact Information

Scandinavian Tobacco Group Us Holding, Inc. 401(k) Plan Facts

Plan name
SCANDINAVIAN TOBACCO RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SCANDINAVIAN TOBACCO GROUP US HOLDING, INC.
Participants
945 (725 active employees)
Former employees with a balance
324
Plan assets
$64,179,618 at Dec 31, 2024
Average account balance
$65,489 across 980 accounts
Employer contributions
$3,314,776 in plan year 2024 (41% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 2010
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $8.02 million went into the plan in contributions, $3.31 million of it from the employer (41%).
  • $6.33 million was paid out to participants.
  • Investment and other income added $7.36 million.
  • Administrative expenses were $81,675, about $83 per account.

How the Scandinavian Tobacco Group Us Holding, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019826$40.5 million$2.61 million$4.95 million
2020787$47.8 million$2.46 million$4.00 million
2021744$53.9 million$2.64 million$6.57 million
2022788$47.0 million$2.77 million$4.11 million
2023910$55.3 million$3.06 million$6.05 million
2024945$64.2 million$3.31 million$6.33 million

Scandinavian Tobacco Group Us Holding, Inc. 401(k) Contact Information

Phone
804-935-2800
Mailing address
2100 EAST CARY ST, RICHMOND VA 23223
Plan sponsor
SCANDINAVIAN TOBACCO GROUP US HOLDING, INC.
Employer identification number (EIN)
32-0310971
Plan number
001

Questions about the Scandinavian Tobacco Group Us Holding, Inc. 401(k)

Does Scandinavian Tobacco Group Us Holding, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.31 million, 41% of all contributions.

Does the Scandinavian Tobacco Group Us Holding, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Scandinavian Tobacco Group Us Holding, Inc 401(k) plan?

945 participants at the start of plan year 2024, 725 of them active employees, and 324 former employees who still had money in the plan.

What is the average 401(k) balance at Scandinavian Tobacco Group Us Holding, Inc?

About $65,489 per account: $64.2 million in plan assets across 980 accounts with a balance at the end of plan year 2024.

Who manages the Scandinavian Tobacco Group Us Holding, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Scandinavian Tobacco Group Us Holding, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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