Schoolsfirst Federal Credit Union 401(k) Plan: Login, Facts & Contact Information

Schoolsfirst Federal Credit Union 401(k) Plan Facts

Plan name
SCHOOLSFIRST FEDERAL CREDIT UNION 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SCHOOLSFIRST FEDERAL CREDIT UNION
Participants
3,509 (2,905 active employees)
Former employees with a balance
560
Plan assets
$440,098,501 at Dec 31, 2024
Average account balance
$126,429 across 3,481 accounts
Employer contributions
$14,685,547 in plan year 2024 (39% of all contributions)
Recordkeeper
Empower Annuity Insurance Co.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1985
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 22, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $37.9 million went into the plan in contributions, $14.7 million of it from the employer (39%).
  • $23.4 million was paid out to participants.
  • Investment and other income added $52.7 million.
  • Administrative expenses were $315,992, about $91 per account.

How the Schoolsfirst Federal Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20192,393$204.6 million$6.90 million$6.87 million
20202,849$281.3 million$11.1 million$12.0 million
20213,024$340.2 million$11.6 million$11.4 million
20223,217$306.5 million$12.7 million$13.5 million
20233,415$373.4 million$14.0 million$19.7 million
20243,509$440.1 million$14.7 million$23.4 million

Schoolsfirst Federal Credit Union 401(k) Contact Information

Phone
714-258-4000
Mailing address
15332 NEWPORT AVE., TUSTIN CA 92780
Plan sponsor
SCHOOLSFIRST FEDERAL CREDIT UNION
Employer identification number (EIN)
95-1068595
Plan number
002

Questions about the Schoolsfirst Federal Credit Union 401(k)

Does Schoolsfirst Federal Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $14.7 million, 39% of all contributions.

Does the Schoolsfirst Federal Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Schoolsfirst Federal Credit Union 401(k) plan?

3,509 participants at the start of plan year 2024, 2,905 of them active employees, and 560 former employees who still had money in the plan.

What is the average 401(k) balance at Schoolsfirst Federal Credit Union?

About $126,429 per account: $440.1 million in plan assets across 3,481 accounts with a balance at the end of plan year 2024.

Who manages the Schoolsfirst Federal Credit Union 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE CO.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Schoolsfirst Federal Credit Union. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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