Seacoast National Bank 401(k) Plan: Login, Facts & Contact Information

Seacoast National Bank 401(k) Plan Facts

Plan name
RETIREMENT SAVINGS PLAN FOR EMPLOYEES OF SEACOAST NATIONAL BANK
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SEACOAST NATIONAL BANK
Participants
1,918 (1,502 active employees)
Former employees with a balance
307
Plan assets
$133,711,126 at Dec 31, 2024
Average account balance
$74,699 across 1,790 accounts
Employer contributions
$5,451,170 in plan year 2024 (32% of all contributions)
Recordkeeper
Oneamerica Retirement Services, Llc
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1983
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 24, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $17.2 million went into the plan in contributions, $5.45 million of it from the employer (32%).
  • $17.5 million was paid out to participants.
  • Investment and other income added $16.0 million.
  • Administrative expenses were $256,436, about $143 per account.

How the Seacoast National Bank 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,093$71.4 million$2.34 million$8.67 million
20201,055$83.4 million$2.77 million$7.24 million
20211,216$101.4 million$3.04 million$6.84 million
20221,253$87.9 million$3.48 million$9.07 million
20231,876$118.2 million$4.87 million$16.0 million
20241,918$133.7 million$5.45 million$17.5 million

Seacoast National Bank 401(k) Contact Information

Phone
772-287-4000
Mailing address
815 COLORADO AVENUE, STUART FL 34994
Plan sponsor
SEACOAST NATIONAL BANK
Plan administrator
THE PENSION & PROFIT SHARING COMM OF THE RET SVGS PLAN FOR THE EES OF
Employer identification number (EIN)
59-0193820
Plan number
002

Questions about the Seacoast National Bank 401(k)

Does Seacoast National Bank contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $5.45 million, 32% of all contributions.

Does the Seacoast National Bank 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Seacoast National Bank 401(k) plan?

1,918 participants at the start of plan year 2024, 1,502 of them active employees, and 307 former employees who still had money in the plan.

What is the average 401(k) balance at Seacoast National Bank?

About $74,699 per account: $133.7 million in plan assets across 1,790 accounts with a balance at the end of plan year 2024.

Who manages the Seacoast National Bank 401(k) accounts?

OneAmerica Financial (listed on the filing as ONEAMERICA RETIREMENT SERVICES, LLC) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Seacoast National Bank. How do I access my 401(k)?

Your account stays with OneAmerica Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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