Signal Financial Federal C.u. 401(k) Plan: Login, Facts & Contact Information

Signal Financial Federal C.u. 401(k) Plan Facts

Plan name
SIGNAL FINANCIAL FEDERAL CREDIT UNION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SIGNAL FINANCIAL FEDERAL CREDIT UNION
Participants
146 (73 active employees)
Former employees with a balance
54
Plan assets
$16,588,098 at Dec 31, 2024
Average account balance
$119,339 across 139 accounts
Employer contributions
$472,905 in plan year 2024 (34% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jun 1, 1983
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.40 million went into the plan in contributions, $472,905 of it from the employer (34%).
  • $2.07 million was paid out to participants.
  • Investment and other income added $1.82 million.
  • Administrative expenses were $62,256, about $448 per account.

How the Signal Financial Federal C.u. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019138$12.3 million$493,181$1.62 million
2020132$13.9 million$473,844$986,145
2021128$15.7 million$185,655$736,797
2022135$14.4 million$416,377$355,457
2023147$15.5 million$505,863$1.98 million
2024146$16.6 million$472,905$2.07 million

Signal Financial Federal C.u. 401(k) Contact Information

Phone
301-933-9100
Mailing address
3015 UNIVERSITY WEST BOULEVARD, KENSINGTON MD 208951936
Plan sponsor
SIGNAL FINANCIAL FEDERAL CREDIT UNION
Employer identification number (EIN)
53-0186303
Plan number
002

Questions about the Signal Financial Federal C.u. 401(k)

Does Signal Financial Federal C.u contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $472,905, 34% of all contributions.

Does the Signal Financial Federal C.u 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Signal Financial Federal C.u 401(k) plan?

146 participants at the start of plan year 2024, 73 of them active employees, and 54 former employees who still had money in the plan.

What is the average 401(k) balance at Signal Financial Federal C.u?

About $119,339 per account: $16.6 million in plan assets across 139 accounts with a balance at the end of plan year 2024.

Who manages the Signal Financial Federal C.u 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Signal Financial Federal C.u. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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