Smartbank 401(k) Plan: Login, Facts & Contact Information
Smartbank 401(k) Login
113 former Smartbank employees still have money in this plan.
We don't have a verified login link for this plan's recordkeeper (The Trust Company Of Tennessee Inc). Beagle can locate your account.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Smartbank 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $6.14 million went into the plan in contributions, $1.86 million of it from the employer (30%).
- $3.46 million was paid out to participants.
- Investment and other income added $6.41 million.
- Administrative expenses were $197,696, about $281 per account.
How the Smartbank 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 495 | $25.9 million | $825,257 | $1.99 million |
| 2020 | 499 | $37.8 million | $1.12 million | $2.43 million |
| 2021 | 664 | $44.7 million | $1.26 million | $3.60 million |
| 2022 | 759 | $39.9 million | $1.61 million | $2.83 million |
| 2023 | 730 | $48.4 million | $1.81 million | $5.24 million |
| 2024 | 727 | $57.3 million | $1.86 million | $3.46 million |
Smartbank 401(k) Contact Information
Questions about the Smartbank 401(k)
Does Smartbank contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.86 million, 30% of all contributions.
Does the Smartbank 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Smartbank 401(k) plan?
727 participants at the start of plan year 2024, 607 of them active employees, and 113 former employees who still had money in the plan.
What is the average 401(k) balance at Smartbank?
About $81,469 per account: $57.3 million in plan assets across 703 accounts with a balance at the end of plan year 2024.
Who manages the Smartbank 401(k) accounts?
THE TRUST COMPANY OF TENNESSEE INC is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Smartbank. How do I access my 401(k)?
Your account stays with THE TRUST COMPANY OF TENNESSEE INC after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.