Smith Brothers Of Berne, Inc. 401(k) Plan: Login, Facts & Contact Information

Smith Brothers Of Berne, Inc. 401(k) Plan Facts

Plan name
SMITH BROTHERS OF BERNE RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SMITH BROTHERS OF BERNE, INC.
Participants
520 (448 active employees)
Former employees with a balance
67
Plan assets
$22,543,202 at Dec 31, 2024
Average account balance
$48,584 across 464 accounts
Employer contributions
$562,042 in plan year 2024 (27% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 1987
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 28, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.12 million went into the plan in contributions, $562,042 of it from the employer (27%).
  • $2.52 million was paid out to participants.
  • Investment and other income added $2.41 million.
  • Administrative expenses were $117,340, about $253 per account.

How the Smith Brothers Of Berne, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019625$14.9 million$405,612$836,504
2020609$16.5 million$424,729$2.03 million
2021600$19.6 million$527,168$687,436
2022653$17.7 million$583,209$1.10 million
2023608$20.7 million$565,128$1.48 million
2024520$22.5 million$562,042$2.52 million

Smith Brothers Of Berne, Inc. 401(k) Contact Information

Phone
260-589-4222
Mailing address
356 MONROE STREET, BERNE IN 46711
Plan sponsor
SMITH BROTHERS OF BERNE, INC.
Employer identification number (EIN)
35-0663407
Plan number
002

Questions about the Smith Brothers Of Berne, Inc. 401(k)

Does Smith Brothers Of Berne, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $562,042, 27% of all contributions.

Does the Smith Brothers Of Berne, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Smith Brothers Of Berne, Inc 401(k) plan?

520 participants at the start of plan year 2024, 448 of them active employees, and 67 former employees who still had money in the plan.

What is the average 401(k) balance at Smith Brothers Of Berne, Inc?

About $48,584 per account: $22.5 million in plan assets across 464 accounts with a balance at the end of plan year 2024.

Who manages the Smith Brothers Of Berne, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Smith Brothers Of Berne, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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