Smithfield Foods, Inc. 401(k) Plan: Login, Facts & Contact Information

Smithfield Foods, Inc. 401(k) Plan Facts

Plan name
SMITHFIELD FOODS, INC. HOURLY 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SMITHFIELD FOODS INCORPORATED
Participants
18,279 (13,599 active employees)
Former employees with a balance
2,835
Plan assets
$418,693,074 at Dec 31, 2024
Average account balance
$26,113 across 16,034 accounts
Employer contributions
$26,206,352 in plan year 2024 (40% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1989
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $66.4 million went into the plan in contributions, $26.2 million of it from the employer (40%).
  • $57.2 million was paid out to participants.
  • Investment and other income added $45.1 million.
  • Administrative expenses were $764,577, about $48 per account.

How the Smithfield Foods, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201917,222$274.8 million$8.62 million$25.0 million
202018,408$298.6 million$12.5 million$53.4 million
202119,519$340.2 million$18.3 million$41.1 million
202218,919$313.5 million$28.0 million$39.0 million
202319,913$375.9 million$27.1 million$54.2 million
202418,279$418.7 million$26.2 million$57.2 million

Smithfield Foods, Inc. 401(k) Contact Information

Phone
757-357-8514
Mailing address
1911 S. CHURCH ST, SMITHFIELD VA 23430
Plan sponsor
SMITHFIELD FOODS INCORPORATED
Employer identification number (EIN)
52-0845861
Plan number
009

Questions about the Smithfield Foods, Inc. 401(k)

Does Smithfield Foods, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $26.2 million, 40% of all contributions.

Does the Smithfield Foods, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Smithfield Foods, Inc 401(k) plan?

18,279 participants at the start of plan year 2024, 13,599 of them active employees, and 2,835 former employees who still had money in the plan.

What is the average 401(k) balance at Smithfield Foods, Inc?

About $26,113 per account: $418.7 million in plan assets across 16,034 accounts with a balance at the end of plan year 2024.

Who manages the Smithfield Foods, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Smithfield Foods, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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