Soil And Materials Engineers, Inc. 401(k) Plan: Login, Facts & Contact Information

Soil And Materials Engineers, Inc. 401(k) Plan Facts

Plan name
SME EMPLOYEES' SAVINGS PLAN AND TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SOIL AND MATERIALS ENGINEERS, INC.
Participants
422 (349 active employees)
Former employees with a balance
83
Plan assets
$83,538,860 at Dec 31, 2024
Average account balance
$192,486 across 434 accounts
Employer contributions
$1,902,510 in plan year 2024 (31% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Mar 31, 1978
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 18, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.10 million went into the plan in contributions, $1.90 million of it from the employer (31%).
  • $6.44 million was paid out to participants.
  • Investment and other income added $11.8 million.
  • Administrative expenses were $136,024, about $313 per account.

How the Soil And Materials Engineers, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019309$53.2 million$1.36 million$1.45 million
2020321$65.4 million$1.76 million$2.34 million
2021329$71.9 million$1.48 million$7.91 million
2022393$57.7 million$1.57 million$6.17 million
2023410$72.3 million$1.35 million$1.91 million
2024422$83.5 million$1.90 million$6.44 million

Soil And Materials Engineers, Inc. 401(k) Contact Information

Phone
734-454-9900
Mailing address
THE KRAMER BUILDING 43980 PLYMOUTH OAKS BLVD., PLYMOUTH MI 48170
Plan sponsor
SOIL AND MATERIALS ENGINEERS, INC.
Employer identification number (EIN)
38-1738670
Plan number
001

Questions about the Soil And Materials Engineers, Inc. 401(k)

Does Soil And Materials Engineers, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.90 million, 31% of all contributions.

Does the Soil And Materials Engineers, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Soil And Materials Engineers, Inc 401(k) plan?

422 participants at the start of plan year 2024, 349 of them active employees, and 83 former employees who still had money in the plan.

What is the average 401(k) balance at Soil And Materials Engineers, Inc?

About $192,486 per account: $83.5 million in plan assets across 434 accounts with a balance at the end of plan year 2024.

Who manages the Soil And Materials Engineers, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Soil And Materials Engineers, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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